Sears Financial Mortgage and Real Estate Referral Services Universal Terms and Conditions

Les Services d'orientation en matière d'hypotèques et d'immobilier Sears sont présentement disponibles en anglais seulement.

Sears Financial Mortgage Referral Services are currently available in Ontario only.

^‡Mortgages arranged by Mortgage Alliance. Broker license #10530.

^*Sears rewards: Choose from Sears Gift Cards or Sears Club™ Points, Club points on approved credit; allow 6-8 weeks after final transaction for points to be awarded to your account.

^**Coupon value based on average consumer redemption in 2010.

^†Based on a survey of leading Canadian Real Estate Rewards Programs, March 27, 2012.

^◊Sears Financial Real Estate Referral Service is operated by QV Realty Inc., Brokerage, which is duly licensed to trade I real estate pursuant to the Real Estate and Business Broker Act, 2002. Sears Certified Real Estate Agents are licensed Real Estate Representative and Brokers from leading real estate brokerages selected by QV Realty In., Brokerage and accepted to the Sears Financial Real Estate Referral Service Program. NOT intended to solicit buyers and sellers under agreements with another brokerage. Terms and Conditions associated with the program vary by province, territory and region. Availability of services may vary by province, territory or region of Canada. Sears Financial reserves the right, at its discretion to cancel, discontinue or change the reward at any time.