Tools and Calculators
Need help figuring out what you can afford – or what you can earn in Sears Club PointsTM when you choose a mortgage from Sears? The calculators below can tell you in just a few seconds.
Affordability Calculator
The first question any prospective homebuyer asks is, “How much can I afford?” Enter your figures into the calculator below to get an estimated upper limit.
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Mortgage Payment Calculator
Determine your mortgage payment amount and payment frequency.
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Mortgage Reward Calculator
Find out what you’ll receive in Sears rewards* and Sears Coupons** when you choose a mortgage from Sears.
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Real Estate Services Reward Calculator
Use this calculator to see how much you could earn! Reward amount will vary depending on your province. Please note the calculator is based on 0.6% reward value.
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Refinancing Calculator
Determine the cost of refinancing your current mortgage.
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Rent or Buy Calculator
Are you better off renting or buying? Find out how much you’re actually saving – or spending – by comparing rental costs to those of buying a home.
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Talk to an accredited mortgage professional‡
Let's start looking for your ideal mortgage right now!
Call 1.866.712.5008 or use our online contact form.
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Sears Financial Mortgage Referral Services are currently available in Ontario only.
*Sears rewards: Choose from Sears Gift Cards or Sears Club™ Points. Sears Club Points™ are awarded on your Sears Financial™ Credit Card on approved credit. Allow 6-8 weeks after final transaction for points to be awarded to your account
**Coupon value based on average consumer redemption in 2010
‡Mortgages arranged by Mortgage Alliance. Broker license #10530
Services are not offered by JPMorgan Chase Bank, N.A. (the "Bank") and the Bank does not endorse and is not affiliated with these services.