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Which card is right for you?

Compare the features and benefits of the Sears Financial™ MasterCard®, Sears Card and Sears Financial™ Voyage™ MasterCard®. Whichever card you choose, you’ll be on your way to collecting great rewards at Sears.

Sears Financial MasterCard

Sears Card

Sears Financial Voyage Mastercard

Sears Financial™ MasterCard® Sears Card Sears Financial™ Voyage™ MasterCard®
Worldwide Acceptance Accepted at Sears stores. Worldwide Acceptance
Receive a $30 Welcome Bonus* in Sears ClubTM Points (upon approval). Receive a $30 Welcome Bonus* in Sears ClubTM Points(upon approval) Get a $30 Welcome Bonus* in Sears ClubTM Points upon approval plus $25 in Sears Club Points on your first purchase.
Earn 2 Sears Club™ Points per $1 spent at Sears. Earn 2 Sears Club™ Points per $1 spent at Sears. Earn 3X Sears Club™ Points per $1 spent on Sears Travel purchases†
2X the points per $1 spent on Sears purchases†
1 point per $1 spent on all other purchases where MasterCard® is accepted.
Earn 1 point per $1 everywhere MasterCard® is accepted. Accepted at Sears stores. Earn 1.5 points per $1 spent on everyday gas, groceries and travel merchant purchases where MasterCard® is accepted.†^
1,000 points = $10 in free rewards at Sears. 1,000 points = $10 in free rewards at Sears. 1,000 points = $10 in free rewards at Sears and receive 1 point for every $1 spent everywhere MasterCard® is accepted.
Redeem towards almost anything at Sears or online at sears.ca – or donate them to Sears In Your Community. Redeem towards almost anything at Sears or online at sears.ca Redeem towards almost anything at a Sears store or online at sears.ca – or donate them to Sears In Your Community.
Get 24-hour cash access at thousands of ABMs around the globe. Use Sears Club™ Points to pay for all or part of your Sears Travel purchases, including taxes and surcharges.
• Collision Damage Waiver Insurance Coverage‡‡
• Optional Financing Plans
• Zero liability on unauthorized purchases‡‡‡
No annual fee No annual fee $39 annual fee
19.99% 29.90% 19.99%
Enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent – when travelling abroad or making online purchases on international sites. Accepted at Sears stores. Enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent – when travelling abroad or making online purchases on international sites.
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Sears® is a registered trademark of Sears, licensed for use in Canada.
MasterCard® is a registered trademark of MasterCard International Incorporated.

† (1.5X)(2X)(3X) points calculations is based on the standard earning of 1 base point per $1 spent on every applicable transaction. Points are awarded on net purchases, excluding Sears Gift Cards, optional financing programs on the Sears Card, and services (e.g. delivery and insurance). Points are awarded on optional financing programs on the Sears Financial MasterCard. Please see Sears Club Points Terms and Conditions for details.

^Offer applies at merchants which are classified in the MasterCard network as grocery stores, service station/automated gas dispensers or travel merchants. Please see Sears Club Terms and Conditions for details.
‡‡Certain restrictions apply. Please refer to your Certificate of Insurance for more details.
‡‡‡ Zero liability is provided to MasterCard Cardholders in good standing, who have exercised reasonable care in safeguarding their Card and have not reported two or more unauthorized events in the past 12 months.

*[2X][Double] points calculation is based on the standard earning of 1 base point per $1 spent at Sears. Points are awarded on net purchases, excluding Sears Gift Cards, optional financing programs on the Sears Card and services (e.g. delivery and select insurance). Points are awarded on optional financing programs on the Sears Financial™ MasterCard® and Sears Financial™ Voyage™ MasterCard®. Please see your Sears Club Points Terms and Conditions for details.

*Your $30 Welcome bonus in Sears Club Points will be awarded up to 2 weeks after your Sears Financial™ MasterCard®, Sears Financial™ Voyage™ MasterCard®, or Sears Card (“Sears Financial Credit Card”) account has been approved. An open Sears Financial CreditCard that has not collected or redeemed any Sears Club Points for 3 consecutive months after account approval will be deemed inactive for the purpose of the Sears Club Points Program. $30 in Bonus Sears Club Points will be automatically redeemed for a $30 SearsRewards Card that will be shipped to the mailing address on your Sears Financial Credit Card account. Sears Rewards Cards are valid for 6 months from the date of issue and are subject to the terms and conditions printed thereon. The automatic redemption processmay be altered or cancelled at any time without notice. **Excludes Sears Gift Cards and services including delivery, protection agreements and insurance. See Sears Club Terms and Conditions for details. Sears Financial Credit Cards are issued by JPMorgan ChaseBank, N.A. 

©2011 JPMorgan Chase Bank, N.A. (“Chase”) Chase and the octagon symbol are registered trademarks of JPMorgan Chase & Co. used pursuant to license. MasterCard is a registered trademark of MasterCard international incorporated, used pursuant to license. The trademarks, “Sears”, “Sears Voyage” and “Sears Club” are used under license by Chase. All other trademarks are the property of their respective owners.