Benefits
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Cardmember Benefits

As a Sears Card, Sears Financial™ MasterCard® or Sears Financial™ Voyage™ MasterCard® cardmember, you’ll be automatically enrolled in Sears Club™. Here are the benefits that Sears Card and Sears Financial™ MasterCard® cardmembers enjoy:

No-Fee Sears Card or Sears FinancialTM MasterCard®

  • Apply for your Sears FinancialTM Credit Card and receive a $30 Welcome Bonus* in Sears ClubTM Points (upon approval).
  • Earn 1 Sears Club™ Point per $1 everywhere the card is accepted
  • Earn DOUBLE points at Sears everyday†
  • 1,000 points = $10 in free rewards at Sears - including travel
  • Enjoy exclusive cardholder benefits, including special sales and competitive finance offers
  • Sears Financial MasterCard cardmembers can enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent– when travelling abroad or making online purchases on international sites. 

Sears Financial™ Voyage™ MasterCard®

Sears Financial Voyage

  • Apply for your Sears FinancialTM Credit Card and receive a $30 Welcome Bonus* in Sears ClubTM Points (upon approval).
  • Get accelerated Sears Club™ Points earnings
  • 3X the points on Sears Travel purchases†
  • 2X the points on Sears purchases†
  • 1.5X the points on everyday gas, groceries and travel merchant purchases where MasterCard® is accepted.†^
  • 1 point on all other purchases where MasterCard® is accepted.
  • Sears Financial Voyage MasterCard cardmembers can enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent– when travelling abroad or making online purchases on international sites.
† (1.5X) (2X) (3X) points calculation is based on the standard earning of 1 base point per $1 spent on every applicable transaction. Points are awarded on net purchases, excluding Sears Gift Cards, optional financing programs on the Sears Card, and services (e.g. delivery and insurance). Points are awarded on optional financing programs on the Sears Financial MasterCard. Please see your Sears Club Points Terms and Conditions for details.

^Offer applies at merchants which are classified in the MasterCard network as grocery stores, service station/automated gas dispensers or travel merchants. Please see Sears Club Terms and Conditions for details.

*Your $30 Welcome bonus in Sears Club Points will be awarded up to 2 weeks after your Sears Financial™ MasterCard®, Sears Financial™ Voyage™ MasterCard®, or Sears Card (“Sears Financial Credit Card”) account has been approved. An open Sears Financial CreditCard that has not collected or redeemed any Sears Club Points for 3 consecutive months after account approval will be deemed inactive for the purpose of the Sears Club Points Program. $30 in Bonus Sears Club Points will be automatically redeemed for a $30 SearsRewards Card that will be shipped to the mailing address on your Sears Financial Credit Card account. Sears Rewards Cards are valid for 6 months from the date of issue and are subject to the terms and conditions printed thereon. The automatic redemption processmay be altered or cancelled at any time without notice. **Excludes Sears Gift Cards and services including delivery, protection agreements and insurance. See Sears Club Terms and Conditions for details. Sears Financial Credit Cards are issued by JPMorgan ChaseBank, N.A. Sears® is a registered trademark of Sears, licensed for use in Canada. MasterCard and the MasterCard Brand Mark are trademarks of MasterCard International Incorporated, used pursuant to licence.

Sears Financial MasterCard is also known as Sears MasterCard®. Sears Financial Voyage MasterCard is also known as Sears Voyage MasterCard®. Sears MasterCard® , Sears Voyage MasterCard® and Sears Card are issued by JPMorgan Chase Bank, N.A.

$30 Welcome bonus*!

Find out which Sears Financial™ Credit Card is right for you.
Apply for your Sears Financial™ Credit Card online today, and receive a $30 Welcome Bonus* in Sears Club™ Points (upon approval).

Apply Now